The car is white and charcoal 2 tone right? If you want it to match perfectly then just painting the fender off is not really an option. For a perfect color match you need to blend the paint from the fender into the door, hood, gfx, and front bumper for everthing to match. White is one of the worst colors to match perfectly and charcoals aren't much better.
It's also tough to tell exactly what it needs from the pics. You show that the gfx don't sit flush but don't show what's causing it.
Honestly, if the other shop was taking your fender, jambing it, installing it, painting the 3/4 nose, and wetsand/buffing it like a good quality shop will do then a grand isn't really that bad.
Can you find someone to do something cheaper? Probably. But you get what you pay for. And they will most likely not do all those steps. You could probably get someone to spray the fender off and bolt it on but the color match can be hit or miss. And those color match cameras aren't all they are cracked up to be. They only ever helped me probably 2 out of 5 times. Other times they were way off lol.
If you want a better opinion of what is required snap a pic from underneath some can see what the bottom looks like.
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