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#13
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If it does gen totaled you can buy I back and just have it fixed if you want. In mass anything over 10 years old (unless it's commercial iirc) doesn't need to have a salvage title.
On an older car all totaled means is they aren't going to give you more than the cars worth to fix it. Only down side is that until you have new pics taken by ins co (checkpoint inspection like when first insured usually) if something else happens they wont give you anything for it. Trust me, been in the industry for a long time and even dealt with similar situation before I was. I was out cruising around on my 19th birthday (looong time ago lol) in my 68. Stopped at a light and a kid in a baretta drove right into the back end of me. Well, ins co totalled the car. I bought it back fixed it up some and just kept on cruising. No salvage title or anything. No loss on ins or registration either. They just won't let you have full coverage until it's officially repaired. Even if you buy something over 10 years old from the salvage auctions in mass you don't get a salvage title. Only the newer cars have to deal with that. So, food for thought.
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